Powered byAcceleon FraudProfiler
Fraudsters already own the name, address and date of birth you verify. FraudProfiler adds the third-party signal and anomaly detection that expose identity theft before it costs you, without adding friction for genuine customers.
The problem
Synthetic identities and dark web credentials sail through name, address and date of birth checks. First-party data cannot reveal what it has never seen, and manual review just adds friction.
Identity details are bought on the dark web and stitched into synthetic identities that pass basic verification.
Your own data only shows what you have already seen. It cannot flag patterns across the wider population.
Adding manual steps slows genuine customers and inflates false positives, and still misses the real fraud.
You have to approve or decline fast, at volume, without adding steps that cost you good customers.
How it works
It sits alongside your existing checks at the point of application. When the data matches cleanly the application flows through, and when anomalies appear it flags them for action, with no extra steps for genuine customers.
New-to-bank or new customer applies
Credit and applicant details
ID document verification
Data anomaly checks
Clean applications flow straight through, reducing fraud while streamlining the approval process.
No additional steps for genuine consumers, so you add no friction.
Suspicious applications are surfaced for review or declined before they cost you.
Locate Single supports manual KYC checks and syndicate investigations.
The outcome
By augmenting the decisioning engine and improving manual interventions, FraudProfiler moves all four numbers in the right direction at once.
No friction for genuine customers
Anomalies caught before approval
Fewer good customers declined
Low cost, high value solution
Acceleon supports one of Australia's big four banks to detect fraud on new-to-bank applications.
Capabilities
Detects the suspicious patterns that expose identity theft, beyond name, address and date of birth.
Scores each case green, amber or red, so clear cases pass and only risky ones go to deeper investigation.
Confirms the applicant is who they claim to be, and assigns a composite risk score at the point of application.
Run manual KYC checks and syndicate investigations on the cases that need a closer look.
Company identity checks surface shell companies, recently formed entities and phoenix fraud patterns.
A third-party signal across the wider Australian population that no single institution can see on its own.
Data and sovereignty
FraudProfiler is built on a robust network of Australian data partnerships, delivered by an ISO 27001 certified team, with data held onshore.
A new signal layer for the models and rules you already run, not a rebuild.
Designed to expose synthetic identities and manufactured profiles.
Data is stored and processed onshore, under a certified security system.
A pragmatic addition that lifts detection without heavy integration.
Product line
Acceleon FraudProfiler
Fraud detection and identity verification with anomaly checks and traffic light triage, supported by Locate Single for manual KYC and syndicate investigations.